We help health plans manage risk with sound, independent actuarial guidance

Clear analysis | Practical recommendations | Objective decision support

Too often, risk-bearing healthcare organizations make high-stakes decisions without a clear view of the risks behind the numbers. These decisions can affect financial performance and long-term sustainability. That is where sound actuarial guidance matters. Drawing on 19 years of experience spanning health, life, group insurance, and property and casualty, Chi Actuarial helps healthcare organizations understand their risks, evaluate their options, and make financially sound decisions.

Whether you are seeking individual projects or long-term partnership, we offer a range of actuarial services;

Which segments of a book of business have the greatest impact on the loss ratio?

What premium PMPM is needed for a specified plan?

Do existing or proposed plans meet regulatory requirements?

What is the estimated IBNR liability as of month-end, quarter-end or year-end?

How much aggregate stop-loss coverage is appropriate for a group? What is the estimated ASL premium?

Our Services

Whether you are seeking individual projects or long-term partnership, we offer a range of actuarial services;

  • Experience studies, performance monitoring and projections

  • Pricing, premium rate development, rate filings, pricing models, healthcare trend analysis

  • Reserve analysis and IBNR estimates

  • Self-funding and stop-loss evaluations

  • Feasibility studies

  • Actuarial value calculations and minimum value certifications

  • Capitation rate development

  • Custom actuarial modeling, data analytics, predictive modeling, and financial simulations