Some Questions We Help Answer

Which segments of a book of business have the greatest impact on the loss ratio?

How are PMPM claim costs changing year over year?

What measures could help control costs for employers, groups, and members?

What are projected claims over the next two or five years?

What are the appropriate IBNR and reserve estimates as of month-end, quarter-end, or year-end?

What is the expected premium PMPM for a specified plan?

Do existing or proposed plans meet applicable regulatory requirements?

Should a group self-fund, fully insure, or consider a hybrid arrangement?

What specific stop-loss coverage is appropriate for a group, and what is the estimated premium?

What aggregate stop-loss coverage is appropriate for a group, and what is the estimated premium?

Bring us your questions. We will help you evaluate the options and identify opportunities to improve outcomes.

Who we are

Chi Actuarial provides experienced judgment and rigorous actuarial analysis to health plans, third-party administrators (TPAs), captives, self-funded groups, and other risk-bearing entities. As an independent firm, we help clients understand financial risks, evaluate their options, and make sound decisions.

Core Values

Independence: Providing objective guidance free from conflicts of interest.

Integrity: Upholding high ethical standards in every engagement.

Rigor and Clarity: Applying sound actuarial methods and translating complex findings into clear, practical guidance.

Reliability: Consistently meeting client needs and deadlines.