Access to Health Coverage: How ICHRA Supports Employers and Strengthens the ACA
Employers struggling to afford health coverage, small businesses and self-employed professionals: The ACA Marketplace continues to be a critical path to affordable health coverage—and it just got a boost.
New regulations have strengthened ICHRA (Individual Coverage HRA), giving employers of all sizes a flexible, cost-effective alternative to traditional group plans.
Want to offer health benefits but held back by cost?
Struggling to sustain your current group health plan?
Consider ICHRA. It could be the solution your business and your employees need.
Self-Insured Health Plan
More small and mid-sized employers are weighing the shift from fully insured to self-funded health plans. The upside? Flexibility, data, and potential savings. But what about the risks, hidden costs, and operational complexity?
This article breaks down what every employer should consider before making the move — including a detailed cost comparison and questions to ask.
Why Is Your Health Insurance Premium So High?
Claims make up the largest portion of your premium, reflecting the overall health status of everyone covered by your plan - family, neighbors, colleagues, even strangers in your coverage group.